Welcome to Relay
Keeping your business on the money
Relay’s online banking and money management platform puts you in complete control of your cash flow.
Relay is a financial technology company, not a bank.
Banking services provided by Thread Bank; Member FDIC.
The Relay Visa® Debit Card is issued by Thread Bank pursuant
to a license from Visa U.S.A. Inc. and may be used everywhere
Visa® debit cards are accepted.
For small businesses
Banking that
uncomplicates your
finances.
For accountants & bookkeepers
Client banking that works with your tech stack.
FDIC insured up to $250k
Visa® Zero Liability Protection
Beyond the business
banking basics
No account fees, overdraft fees or
minimum balances
minimum balances
Up to 20 individual checking
accounts
accounts
50 virtual or physical Visa® debit
cards
cards
Payments via ACH and wire
(checks coming soon)
(checks coming soon)
Free cash deposits and
withdrawals at Allpoint ATMs
withdrawals at Allpoint ATMs
Direct integrations with
QuickBooks Online and Xero
QuickBooks Online and Xero
See your cash flow
clear as day
clear as day
Relay makes it easy to understand precisely what you’re earning, spending and saving so you can make
the smartest decisions for your business.
the smartest decisions for your business.
1
Get the income overview
Collect income in one place to see what you’re working with. Consolidate all of your payments—including ACH transfers, wires, checks and payouts from tools like PayPal, Stripe, Square and more.
2
Earmark the essentials
Use up to 20 checking accounts to organize and allocate income for things like day-to-day expenses and payroll. Automate the transfer of income into each account using dollar amounts or percentages.
3
Save for the future
You can also use checking accounts to set up,
separate and continually contribute to cash
reserves for taxes, investments in your growth
and unexpected emergencies.
4
Feel in complete control
A crystal-clear picture of your cash flow helps you make more intelligent, more informed decisions about your money—no more overspending or overextending.
What ‘on the money’
feels like
feels like
You know where every dollar is going
Take the grind out of expense tracking with ultra-detailed data. Relay cleans and standardizes vendor names, pre-categorizes card purchases and keeps a record of team spending.
Bookkeeping doesn’t give you a headache
Relay directly syncs comprehensive data for in- and outgoing transactions to QuickBooks Online and Xero for simple, speedy and meticulous bookkeeping.
You can delegate money management
Role-based user permissions allow your accountant, bookkeeper and team members to help with bookkeeping, bill payments and other day-to-day banking tasks.
Tax season doesn’t keep you up at night
Picture it. All transactions are neatly reconciled at month-end. There’s no need to chase contractors for W-9 forms. And you’ve been saving throughout the year for your tax bill.
Your money — protected
Feel safe knowing that you’re FDIC insured up to $250,000 per business and
covered by the Visa® Zero Liability Protection Policy
covered by the Visa® Zero Liability Protection Policy
Kind words from our
community
community
"We have had a great experience with Relay and
I plan to use this for my businesses moving forward.
It makes it very easy to add accounts, cards, users,
vendors, etc. I can separate our cash with certain
projects or initiatives so that our budgets are already set.
All around, very solid company that I look forward to working
with in the coming years."
Anthony Halsch
CEO at RoxBox Containers &
Modifications
Modifications
Ready to be on the money?